Does my ecommerce site need to be PCI compliant?

Yes — every business that accepts card payments must comply with the PCI Data Security Standard. The real question is which level of self-assessment (SAQ) you fall under, and that depends on how your checkout is built. A store where card data never touches your servers qualifies for SAQ A, the shortest path; one that handles card data directly lands in the audit-heavy levels.

How do you keep my PCI scope small?

We build checkout so card details go straight from the customer's browser to Stripe (a PCI Level 1 certified processor) and come back as a token. Because the card number never reaches your servers or ours, your business is eligible for SAQ A — the shortest self-assessment — instead of quarterly scans and a full audit of your systems.

Is Shopify PCI compliant — why not just use it?

Shopify keeps you in SAQ A scope and is genuinely a great, inexpensive choice for a standard store — if it fits, use it. WebDevAuto makes sense when you need a custom store, want it wired into your CRM and AI receptionist, or don't want to pay a platform a per-sale fee — while keeping the same small PCI scope.

Do you store credit card numbers?

No — never. Card data is tokenized by Stripe at the moment of entry; we store only a token reference, which is used for refunds and repeat billing and is useless to an attacker on its own. Not storing card data is the single biggest factor in keeping both your PCI scope and your breach risk small.

How much does a PCI-compliant ecommerce build cost?

A straightforward store fits the Website Design & Hosting ($150/mo) — the conversion-engineered, Stripe-tokenized build, hosting, and maintenance. A larger catalog, custom checkout flow, or subscription/marketplace logic is scoped as a Custom App build. Add the CRM ($200/mo) so orders and customers flow into one system; AI features are billed by usage.

WebDevAuto

Ecommerce that keeps card data off your servers — and your PCI scope small

Every business that takes a card online has to meet PCI DSS. What most owners don't realize is how much of that burden is decided by how the checkout is built.

Capture card numbers on your own form or store them in your own database, and you're in the audit-heavy end of PCI — quarterly scans, long questionnaires, and full breach liability if anything leaks.

WebDevAuto builds stores where the card never touches your servers or ours: it goes straight from the customer's browser to Stripe, which hands back a token. That keeps you in the lightest PCI scope (SAQ A) — and wires orders, customers, and payouts into the rest of your system.

A PCI-compliant ecommerce site is an online store built so customers' card data never touches your servers or ours — it's captured directly by a PCI-certified processor like Stripe and exchanged for a token. That keeps your business in the smallest PCI DSS scope (SAQ A) instead of the audit-heavy path you land in when card numbers flow through your own systems. WebDevAuto builds stores that way by default.

Where ecommerce sites blow their PCI scope

PCI scope is mostly an engineering decision. These choices quietly drag a store into the audit-heavy end of it:

▸Card fields on your own form. If the card number is typed into an input your server can see, your whole application is in PCI scope — even if you "pass it straight to the processor."
▸Storing card data. Keeping card numbers (or even the full PAN "for refunds") is the single fastest way to turn a breach into a catastrophe and a routine audit into a hard one.
▸Cheap or abandoned payment plugins. A self-hosted cart plugin that handles card data — and hasn't been updated in a year — is both a PCI scope problem and a security one.

The scope you're in isn't fixed — it's built. A store engineered so card data never reaches your servers qualifies for the shortest PCI questionnaire (SAQ A) instead of the full audit path.

How we keep card data off your servers

WebDevAuto ecommerce builds hold to a set of payment invariants:

▸Tokenized checkout. Card details go directly from the customer's browser to Stripe (a PCI Level 1 service provider) and come back as a token. Your server — and ours — never see the card number.
▸No card storage, ever. We store a Stripe token reference for refunds and repeat billing, never the card itself.
▸SAQ A scope by design. Because card data bypasses your systems, you're eligible for the shortest PCI self-assessment, not quarterly scans of your whole stack.
▸Webhook-driven orders. Order fulfillment, receipts, and CRM updates are triggered by signed Stripe webhooks — not by trusting the browser.
▸HTTPS + modern security baseline. Encrypted everywhere, with the same speed and accessibility invariants as every WebDevAuto build.

Payouts go straight to your own Stripe account — we don't take a cut. You get a custom store with Shopify-grade PCI posture, without handing a platform a slice of every sale.

The honest part: PCI compliance is shared

No agency can "make you PCI compliant" on its own — and any that claims to is overselling.

PCI DSS compliance is shared across you, your processor, and how the store is built. Stripe maintains the certified environment that actually handles cards. WebDevAuto builds the store so card data never enters your scope, keeping you eligible for the lightest self-assessment. You (the merchant) still complete your SAQ and keep your account in good standing. We build the technology to keep that as small and simple as possible — and tell you exactly what's left on your side.

Smaller scope is the whole game. The less of your business that touches card data, the cheaper, faster, and safer compliance gets.

Wired into the rest of your system

A store isn't a standalone checkout — it's the front of a customer system. WebDevAuto ecommerce ships wired to the rest of the stack:

▸CRM + unified inbox — every order, customer, and support message in one place, no manual export
▸AI Receptionist (Ava) — answers pre-sale and order questions by phone, 24/7
▸Stripe payouts direct to you — your account, your money, no per-sale platform fee from us
▸Receipts + lifecycle email — order confirmations and follow-ups run on the same automation as the rest of your marketing

When you launch, the store isn't a silo bolted onto your site — it's part of one customer system.

Shopify / hosted store vs. self-hosted cart vs. WebDevAuto

For PCI, how you sell matters more than where. Here's the honest trade-off — including when a hosted store is simply the right call.

	Shopify / hosted store	Self-hosted cart (WooCommerce, etc.)	WebDevAuto
PCI scope	Small (SAQ A) — handled for you	Large — your server is in scope; scans + full SAQ on you	Small (SAQ A) by design — card data never hits your stack
Card data exposure	Never touches your servers	Often flows through (or is stored on) your server	Tokenized via Stripe — never touches your servers or ours
Customization + ownership	Limited to the platform's themes and rules	Fully custom, but you own all the maintenance and security	Fully custom site you own — without owning the card-data risk
Fees	Monthly plan + per-sale platform fee on many plans	Hosting + plugins + your maintenance time	Flat monthly build; Stripe payouts direct to you, no cut from us
Integration with your system	Add-on apps; data often siloed from your CRM	DIY integrations, fragile glue	Orders, customers, and support land in your CRM + inbox on day one

If a standard Shopify store fits, use it — it's PCI-friendly and inexpensive, and we'll tell you so. WebDevAuto is the right call when you need a custom store, want it integrated with your CRM and AI receptionist, or don't want a platform taking a slice of every sale — all while keeping the same small PCI scope.

Pricing for a PCI-aware ecommerce build

A straightforward store fits the Website Design & Hosting ($150/mo) — the conversion-engineered, Stripe-tokenized build, hosting, and maintenance — with payouts direct to your own Stripe account.

Larger catalogs, custom checkout, or subscription/marketplace logic are scoped as a Custom App build. Stack the CRM ($200/mo) so every order and customer lands in one system; AI features are usage-billed.

Engagement

Monthly Services

Three à-la-carte monthly services — website, SEO, and CRM. No setup fees, no deposits, no contracts. Take one or stack all three. Custom engineering for everything else.

Not sure where to start? Run a free diagnostic on your current site first.

Website Design & Hosting

A conversion-engineered website that loads fast, captures leads, and stays maintained — month to month.

Monthly$150 /mo

Custom conversion-engineered website
Loads under 2 seconds
Lead forms wired to your inbox
Hosting + monitoring + maintenance
No setup fee — month-to-month

Any business that needs a professional, high-performing web presence without a big upfront commitment.

Most Popular

SEO & Google Business Profile Optimization

Ongoing SEO and Google Business Profile management so you rank on search, Maps, and AI assistant answers.

Monthly$300 /mo

Ongoing on-page + technical SEO
Google Business Profile setup + optimization
Rank on Google search and Maps
Show up in AI assistant answers
Monthly rankings + traffic reporting

Local service businesses where organic search and Google Maps are the primary lead source.

CRM

Customer database, pipelines, unified inbox, invoicing, and automated follow-ups — with AI billed by what you use.

Monthly$200 /mo

Customer database + pipelines + analytics
Unified inbox (email + text)
Invoicing with built-in payments
Automated follow-ups + scheduling
AI features (billed by usage)
- Ava answers your calls
- AI texts & emails customers back
- Content + ad generation

Businesses ready to systematize follow-up, automate ops, and add AI on their own terms. AI features are billed based on usage — you only pay for what you actually use.

Custom Engineering

When off-the-shelf can't do what your business actually does.

The monthly services cover what most businesses need. When you need more, we scope it as a custom engagement — starting at $10,000–$20,000. Ranges below reflect real project variance — every build is scoped, quoted, and contracted before code is written.

Build

Build Range

Operate

3D Product Configurator

Interactive 3D rendering, real-time pricing, fulfillment handoff.

Build:$5,000 – $18,000

Operate:$200 – $600/mo

Inventory & Fulfillment System

Multi-location stock, supplier triggers, real-time sync.

Build:$6,000 – $25,000

Operate:$250 – $800/mo

Document Pipeline

Ingest documents, extract structured data, route to systems.

Build:$4,500 – $18,000

Operate:$250 – $750/mo

System Connector

Connecting two systems that should talk but don't (your online store ↔ accounting software ↔ inventory).

Build:$3,500 – $15,000

Operate:$150 – $500/mo

Custom Mobile App

Native or React Native — companion apps or standalone mobile products.

Build:$15,000 – $60,000

Operate:$400 – $1,500/mo

Marketplace Platform

Two-sided builds: vendor onboarding, transactional infra, dispute flows.

Build:$20,000 – $80,000

Operate:$500 – $2,500/mo

Custom Agent

Trained on your business — answers your team or your customers, beyond voice.

Build:$6,000 – $25,000

Operate:$300 – $1,500/mo

Full Custom App / SaaS

End-to-end product engineering — from spec to deployed platform.

Build:$15,000 – $80,000+

Operate:$500 – $3,000/mo

Building something not on this list? Most of our engagements aren't. Tell us what you need; we'll spec it.

Free Calculator

See what missed calls cost you

See whether your store is in the PCI scope you think it is

Engineering Diagnostic

We audit your existing store — including how checkout handles card data and where your PCI scope actually sits — and email you a full report.

Missed-Call Cost Calculator

Tell us what you sell and how. We'll scope a store that keeps card data off your servers and integrates with the rest of your system.

Talk to us about an ecommerce build

Frequently asked questions

Does my ecommerce site need to be PCI compliant?: Yes — every business that accepts card payments must comply with the PCI Data Security Standard. The real question is which level of self-assessment (SAQ) you fall under, and that depends on how your checkout is built. A store where card data never touches your servers qualifies for SAQ A, the shortest path; one that handles card data directly lands in the audit-heavy levels.
How do you keep my PCI scope small?: We build checkout so card details go straight from the customer's browser to Stripe (a PCI Level 1 certified processor) and come back as a token. Because the card number never reaches your servers or ours, your business is eligible for SAQ A — the shortest self-assessment — instead of quarterly scans and a full audit of your systems.
Is Shopify PCI compliant — why not just use it?: Shopify keeps you in SAQ A scope and is genuinely a great, inexpensive choice for a standard store — if it fits, use it. WebDevAuto makes sense when you need a custom store, want it wired into your CRM and AI receptionist, or don't want to pay a platform a per-sale fee — while keeping the same small PCI scope.
Do you store credit card numbers?: No — never. Card data is tokenized by Stripe at the moment of entry; we store only a token reference, which is used for refunds and repeat billing and is useless to an attacker on its own. Not storing card data is the single biggest factor in keeping both your PCI scope and your breach risk small.
Who is responsible for PCI compliance — you or me?: It's shared. Stripe maintains the certified environment that processes cards. WebDevAuto builds the store so card data stays out of your scope, keeping you eligible for the lightest self-assessment. You (the merchant) still complete your SAQ and keep your account in good standing. We tell you exactly what's left on your side so nothing is assumed.
How much does a PCI-compliant ecommerce build cost?: A straightforward store fits the Website Design & Hosting ($150/mo) — the conversion-engineered, Stripe-tokenized build, hosting, and maintenance. A larger catalog, custom checkout flow, or subscription/marketplace logic is scoped as a Custom App build. Add the CRM ($200/mo) so orders and customers flow into one system; AI features are billed by usage.

Sources

1.Google — Core Web Vitals research (mobile load-time abandonment thresholds) — https://web.dev/vitals/

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